On One Millennial World, I try to provide accurate information on personal finance and investing, but it may not apply directly or work for your individual situation. I are not a financial advisor and I recommend you consult with a financial professional before making any serious financial decisions.

One Millennial World may make money from affiliate relationships with companies that I believe in personally.  Most of the companies I have relationships with and I have used their products and services personally. I am very selective about the companies I choose to partner with and do not accept paid content or endorsement articles. I believe strongly in providing genuine high quality content to my readers and followers.


Here is a list of my recommendations:

Banking, Budgeting and Investing:


Personal Capital: Track & Manage your Net Worth.


I recently started using Personal Capital, but I am quickly liking it better than Mint because it has more features (even on the free version). It continually adds new features which allows me to track both my net-worth and portfolio performance. Sign-up and use for free.




I have been using Mint for over 7 years. It very beginner-friendly and completely free to use. Good place to start budgeting and managing your money. This app helped me pay off my student loans quicker than planned.





Vanguard is the king of low-cost investing, known for the well-below-average expense ratios on its index funds and ETFs. It’s hard for long-term investors to beat the service and selection found here.


Betterment: Simple Automated Investing.


 Betterment is a robo-advisor that uses an algorithm to manage and re-balance an investor’s portfolio. I recommend this type of investment platform if you are looking for an easy to use, hands-off avenue that also has some amazing features.


Ally Financial:

Voted Best Online Bank 2017 by Go Banking Rates! They offer great products.


Ally Invest: Low Fees. No Surprises. 


Ally is growing! Whether you’re new to investing, an experienced trader or somewhere in between, Ally Invest offers the same great services, products and value you expect from TradeKing. Ally bought TradeKing in 2016.



Credit Sesame. 


I absolutely love free products, especially one that helps me track something as important as my credit score! Credit Sesame allows you to track your credit score without having to put in a credit card # or pay a dime. Plus, you’ll also get $50,000 of free credit fraud protection when you create a profile.



Student Loan Refinancing & Debt Consolidation



Need to refinance your student loans? The best place to start is SoFi. The first company to allow refinancing of federal and private student loans together. They have refinanced $5 BILLION student loan debt. They offer competitive, low interest rates. The average SoFi customer saves $19,000 by refinancing with them!





While LendingTree does not fund debt consolidation loans itself, it can connect borrowers with a wide range of potential lenders and allow customers to negotiate directly with those lenders. Many of those lenders work with people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best debt loan for every kind of borrower.


Start a Blog/Website


BLUEHOST – Launch A Blog OR Website In 10 Minutes!

I host this website on Bluehost. I highly recommend it because of the simple pricing and super easy set-up process. It only takes a few clicks and a few minutes and you are up and running almost immediately. It’s also super easy to install WordPress and other plug-ins for blogging.



My Inspirations- Other Blogs:


  1. The MinimalistsJoshua Fields Millburn & Ryan Nicodemus promote learning to live a meaningful life with less stuff. Also check out their inspiring documentary and books.

  2. The Frugalwoods: A couple in Vermont living a very frugal lifestyle.

  3. Millennial Money Man: Bobby paid off $40,000 in student loan debt on a teacher’s salary!

  4. Millennial Money:  Grant is a millennial who became a millionaire at the age of 30.

Books ( if you are a bibliophile like me)


    • The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins

      The Money Book for the Young, Fabulous & Broke by Suze Orman.

    • The Money Class: How to Stand in Your Truth and Create the Future You Deserve By Suze Orman.

    • The Motley Fool Guide to Investing for Beginners by The Motley Fool.


    • Minimalism: Live a Meaningful Life by Joshua Fields Millburn and Ryan Nicodemus.

    • Everything That Remains: A Memoir by The Minimalists by Joshua Fields Millburn and Ryan Nicodemus.

Bonus: Learn how to read these books for free here!





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