On One Millennial World, I try to provide accurate information on personal finance and investing, but it may not apply directly or work for your individual situation. I are not a financial advisor and I recommend you consult with a financial professional before making any serious financial decisions.

I do not collect any personal information about you as a visitor except for the anonymous data being collected by Google Analytics – which I use to monitor website traffic. If you disclose your personal information or email address in the comments or by signing up for my newsletter, I will never sell any of your personal information for any reason.

One Millennial World may make money from affiliate relationships with companies that I believe in personally.  Most of the companies I have relationships with and I have used their products and services personally. I am very selective about the companies I choose to partner with and do not accept paid content or endorsement articles. I believe strongly in providing genuine high quality content to my readers and followers.

Here is a list of my recommendations:

Banking, Budgeting and Investing:

Personal Capital: Track & Manage your Net Worth.

I recently started using Personal Capital, but I am quickly liking it better than Mint because it has more features (even on the free version). It continually adds new features which allows me to track both my net-worth and portfolio performance. Sign-up and use for free.


I have been using Mint for the last 6 years. It very beginner-friendly and completely free to use. Good place to start budgeting and managing your money. This app helped me pay off my student loans quicker than planned.


Betterment: Simple Automated Investing.

I have been using Betterment for over a year and I love it! Betterment is a robo-advisor that uses an algorithm to manage and re-balance an investor’s portfolio. I recommend this type of investment platform if you are looking for an easy to use, hands-off avenue that also has some amazing features.


Ally Financial:

I opened up a savings account with Ally in 2012, and I absolutley love them and highly recommend them. I now have a checking account with them. Voted Best Online Bank 2017 by Go Banking Rates! They offer great products. With my savings account, my average APY is 1.00%. I have never been charged a fee! Even my checking account is free, and has a 0.10% APY.


Ally Invest: Low Fees. No Surprises. 

Ally is growing! Whether you’re new to investing, an experienced trader or somewhere in between, Ally Invest offers the same great services, products and value you expect from TradeKing. Ally bought TradeKing in 2016. I am looking forward to this immensely.



Credit Sesame. 

I absolutely love free products, especially one that helps me track something as important as my credit score! Credit Sesame allows you to track your credit score without having to put in a credit card # or pay a dime. Plus, you’ll also get $50,000 of free credit fraud protection when you create a profile.



Student Loan Refinancing & Debt Consolidation


Need to refinance your student loans? The best place to start is SoFi. The first company to allow refinancing of federal and private student loans together. They have refinanced $5 BILLION student loan debt. They offer competitive, low interest rates. The average SoFi customer saves $19,000 by refinancing with them!



While LendingTree does not fund debt consolidation loans itself, it can connect borrowers with a wide range of potential lenders and allow customers to negotiate directly with those lenders. Many of those lenders work with people who have less-than-perfect credit, making LendingTree a great one-stop shop for researching the best debt loan for every kind of borrower.


Start a Blog/Website

BLUEHOST – Launch A Blog OR Website In 10 Minutes!

I host this website on Bluehost. I highly recommend it because of the simple pricing and super easy set-up process. It only takes a few clicks and a few minutes and you are up and running almost immediately. It’s also super easy to install WordPress and other plug-ins for blogging.



My Inspirations- Other Blogs:

  1. The Minimalists: A website By Joshua Fields Millburn & Ryan Nicodemus about learning to live a meaningful life with less stuff. Also check out their documentary and books.

  2. The Frugalwoods: A couple in Vermont living a very frugal lifestyle.

  3. Millennial Money Man: Bobby paid off $40,000 in student loan debt on a teacher’s salary!

  4. Millennial Money:  Grant is a millennial who became a millionaire at the age of 30.

Books ( if you are a bibliophile like me)

    • The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life by JL Collins

    • The Money Book for the Young, Fabulous & Broke by Suze Orman.

    • The Money Class: How to Stand in Your Truth and Create the Future You Deserve By Suze Orman.

    • The Motley Fool Guide to Investing for Beginners by The Motley Fool.

      • The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying by Suze Orman.

    • Get Clark Smart: The Ultimate Guide to Getting Rich from America’s Money-Saving Expert by Clark Howard.

      • Women & Money: Owning the Power to Control Your Destiny by Suze Orman.

    • Minimalism: Live a Meaningful Life by Joshua Fields Millburn and Ryan Nicodemus.

    • Everything That Remains: A Memoir by The Minimalists by Joshua Fields Millburn and Ryan Nicodemus.

Bonus: Learn how to read these books for free here!




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