U.S. cellular carriers are thankfully getting on board with our tendencies and desires to travel the world with our phones, laptops and tablets.
Gone are the days of outrageous pay-per-gigabyte rates, limited roaming carrier agreements and poor options from cell carriers. Now two of the big four U.S. carriers are offering some sort of free international roaming, with the other two coming around to friendlier pricing and fewer restrictions on data usage.
Even prepaid carriers are getting in on the action with some international calling plans. Continue reading “Using T-Mobile Internationally”
1. Market declines should be seen as opportunities, not catastrophes.
2. Compound interest is where the magic is — but it takes a really long time to kick in…like decades long.
Continue reading “Top 11 Investment Truths to Always Remember”
If you follow me on Twitter or Instagram than you know that I just got back from 10 days in Bali (Indonesia)! Feeling a bit jet lagged right now (been up since 3AM), but its all well worth it since Bali was an amazing experience!
Bali is such a beautiful place to relax, unwind, and immerse yourself in a completely different culture and way of life. Continue reading “Traveling Makes Your Richer”
This is my advice on how to stay on top of the Stock Market:
Step One: Buy Stocks/ETFs/Index Funds.
Continue reading “How to Stay On Top of the Stock Market”
It’s never too late -or too early- to start saving for retirement. If you are just starting to save for retirement, focus on saving as much as you can now. Your biggest asset is time!
But, where to start? What type of retirement accounts should you have?
It can get confusing fast with all the different options, advice and opinions in terms of just where to begin. But, your overall goal is to start saving for retirement asap and work up to maxing out all avaiable retirement accounts.
Continue reading “Why, When and How You Should Max Out Your Retirement Accounts”
What You Need to Know About Your 401(k):
Your 401(k) Might Be Charging You High Fees and Severely Decreasing Your Returns
You may have already heard or read about both high-profile brokerage firms and employers, such as Edward Jones, Brown University, Delta Airlines, MIT, NYU and Yale, being sued by plan participants and employees for high fees in their 401(k) plans.
Employees and plan participants are fighting back against high, exorbitant 401(k) fees, and recent lawsuits decisions have proven that the courts are beginning to side with them. Continue reading “What You Need to Know About Your 401(k) Fees”
This is going to be my first income report for this blog.
I want to be transparent as possible. As you have probably noticed, some of my posts have affliate links and ads.
I try to keep to these to a minimum, but my ultimate goal is to create a small second income stream from this blog. Continue reading “Quarterly Blog Income Report”
Hi all! I am back. Sorry for the long wait for new content!
I decided to start off with a goals check-in. I originally posted about my financial goals for this year back in April that you can read here.
Continue reading “2017 Financial Goals Check-In”
Kendrick Lamar, a famous American rapper and songwriter, gifted his sister a car for her high school graduation this summer.
The problem? Well, there isn’t one (in my opinion).
He bought a brand new Toyota Camry for his little sister.
And, he deserves a thumbs up. Continue reading “Kendrick Lamar Gets a Thumbs Up!”
A great credit score is what most of us aspires to. After all, a credit score is one of the important determining factors when it comes to borrowing money – and getting a low-interest rate when you do. If you ever plan to buy a car, a house, open a credit card, start a business, etc. you need to understand what a credit score is, what your personal credit score(s) is, and how it affects your personal finances.
But trying to pin down a specific number that means your credit score is “good” can be tricky. After all, there are lots of different credit scores that lenders use when trying to decide your “risk level” and whether to grant you a loan.
How Do You Rate?
Most credit scores – including the FICO score and VantageScore 3.0 – operate within the range of 300 to 850. Within that range, there are different categories, from bad to excellent. They generally look like this: Continue reading “Why You Need to Know Your Credit Score”