1. Market declines should be seen as opportunities, not catastrophes.
According to Wikipedia, financial independence is “the state of having sufficient personal wealth to live, without having to work actively for basic necessities”. Many of the things we do right now to improve our personal finances are meant to reach this ultimate goal in which we no longer have to worry about money and/or its source (ie working).
This is also synonymous, and a prerequisite, for retirement. Continue reading “6 Habits You Must Start Now to Achieve Financial Independence Later”
I know that by now the personal finance sector of the web is saturated with reviews for Betterment: so I just had to write my own!
I have been using Betterment for almost 16 months at this point. I have a toal of 3 accounts with them: a Roth IRA, a Traditional IRA and a taxable account.
Before deciding to invest with Betterment, I spent some time researching the growing number of robo-investing platforms, including Personal Capital and Wealthfront. Even larger investment firms like Vanguard and Charles Schwab have started to add their own robo-investing type services to compete with the exceptional and popular platform Betterment has almost perfected. Continue reading “Yet Another Betterment Review: Because I Love Them”