Top 11 Investment Truths to Always Remember

1. Market declines should be seen as opportunities, not catastrophes.




2. Compound interest is where the magic is — but it takes a really long time to kick in…like decades long.

Continue reading “Top 11 Investment Truths to Always Remember”


6 Habits You Must Start Now to Achieve Financial Independence Later

Financial Independence


According to Wikipedia, financial independence is “the state of having sufficient personal wealth to live, without having to work actively for basic necessities”. Many of the things we do right now to improve our personal finances are meant to reach this ultimate goal in which we no longer have to worry about money and/or its source (ie working).

This is also synonymous, and a prerequisite, for retirement. Continue reading “6 Habits You Must Start Now to Achieve Financial Independence Later”

Yet Another Betterment Review: Because I Love Them

My Betterment Review


I know that by now the personal finance sector of the web is saturated with reviews for Betterment: so I just had to write my own!

I have been using Betterment for almost 16 months at this point. I have a toal of 3 accounts with them: a Roth IRA, a Traditional IRA and a taxable account.

Before deciding to invest with Betterment, I spent some time researching the growing number of robo-investing platforms, including Personal Capital and Wealthfront. Even larger investment firms like Vanguard and Charles Schwab have started to add their own robo-investing type services to compete with the exceptional and popular platform Betterment has almost perfected. Continue reading “Yet Another Betterment Review: Because I Love Them”

Ally Invest is Coming (and I Am So Excited)

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Ally Invest

If you haven’t figured it out yet… I am in love with Ally Financial. You can read about why an Ally’s savings account can increase your wealth here.

I am completely and utterly excited about Ally Invest coming this month. Ally bought TradeKing last year (2016) and is now Ally Invest.

Ally Invest offers a wide selection of resources to help investors of all experience levels make the most of their investments, including advanced charting tools and numerous calculators”.

Continue reading “Ally Invest is Coming (and I Am So Excited)”