I wanted to share what I thought was the best financial move/decision I made in 2017!
It’s probably not what you think either. If you read my first post of 2018, you would know that I maxed out my Roth IRA, increased my 401(k) contributions from 5% to 12%, and I started contributing more each month to a taxable account.
But, what I think my best overall financial move of 2017 was ditching my long-standing relationship with a large, brick-and-mortar bank and switching to an online checking account.
Continue reading “The Best Financial Move I Made in 2017”
************Happy New Year!!************
Sorry it has been a while since I last posted! I hope everyone had a great holiday season!
But, I am back and I wanted to do a 2017 financial goals review! I will be posting my 2018 financial goals as well very soon!
Continue reading “End of 2017 Goals Review”
I grew up in a largely Catholic family. I may not be very religious now, but one of the principles that I was taught growing up that has stuck has been charitable giving.
I wholeheartedly believe in donating my time and money to charities and organizations that I believe in.
With the holidays upon us, this is usually the time I rev up my donations to help charities reach more of those in need. At this time of year, I usually end up reflecting on the past 11 to 12 months and truly recognize how thankful I should be (and am) for the life I have and my overall good fortune.
And, for investors during 2017 the fortune has been good!
I want to spread that good fortune to others, and I am glad that companies like Betterment share in these values! Continue reading “Introducing Charitable Giving Through Betterment”
Good Morning Everyone!
Thanks to Clark Howard, I discovered this cool new App that I wanted to share with all of you that allows you to convert your finanical independence goals into an actual countdown clock!
Continue reading “The Countdown to Freedom App”
If you follow me on Twitter or Instagram than you know that I just got back from 10 days in Bali (Indonesia)! Feeling a bit jet lagged right now (been up since 3AM), but its all well worth it since Bali was an amazing experience!
Bali is such a beautiful place to relax, unwind, and immerse yourself in a completely different culture and way of life. Continue reading “Traveling Makes Your Richer”
Hi all! I am back. Sorry for the long wait for new content!
I decided to start off with a goals check-in. I originally posted about my financial goals for this year back in April that you can read here.
Continue reading “2017 Financial Goals Check-In”
According to Wikipedia, financial independence is “the state of having sufficient personal wealth to live, without having to work actively for basic necessities”. Many of the things we do right now to improve our personal finances are meant to reach this ultimate goal in which we no longer have to worry about money and/or its source (ie working).
This is also synonymous, and a prerequisite, for retirement. Continue reading “6 Habits You Must Start Now to Achieve Financial Independence Later”
I know that by now the personal finance sector of the web is saturated with reviews for Betterment: so I just had to write my own!
I have been using Betterment for almost 16 months at this point. I have a toal of 3 accounts with them: a Roth IRA, a Traditional IRA and a taxable account.
Before deciding to invest with Betterment, I spent some time researching the growing number of robo-investing platforms, including Personal Capital and Wealthfront. Even larger investment firms like Vanguard and Charles Schwab have started to add their own robo-investing type services to compete with the exceptional and popular platform Betterment has almost perfected. Continue reading “Yet Another Betterment Review: Because I Love Them”
I am uber-inspired by all the other bloggers and FIRE community members wo are banking ridiculous amounts of income each month. I have seen people reporting saving around 60-80% of their incomes.
That’s so awesome!
Continue reading “Frugality Works: How I Bank Over 50% of My Income”
“If you’re born poor, it’s not your mistake. But if you die poor, it’s your mistake”. – Bill Gates
I want to talk about money mistakes. No one’s is perfect, not even me. Every one makes mistakes and everyone definitely makes money mistakes as well.
Continue reading “My Top 5 Millennial Money Mistakes”