Traveling Makes Your Richer

Hi all!

If you follow me on Twitter or Instagram than you know that I just got back from 10 days in Bali (Indonesia)! Feeling a bit jet lagged right now (been up since 3AM), but its all well worth it since Bali was an amazing experience!

Bali is such a beautiful place to relax, unwind, and immerse yourself in a completely different culture and way of life. Continue reading “Traveling Makes Your Richer”

Advertisements

6 Habits You Must Start Now to Achieve Financial Independence Later

Financial Independence

 

According to Wikipedia, financial independence is “the state of having sufficient personal wealth to live, without having to work actively for basic necessities”. Many of the things we do right now to improve our personal finances are meant to reach this ultimate goal in which we no longer have to worry about money and/or its source (ie working).

This is also synonymous, and a prerequisite, for retirement. Continue reading “6 Habits You Must Start Now to Achieve Financial Independence Later”

Yet Another Betterment Review: Because I Love Them

My Betterment Review

 

I know that by now the personal finance sector of the web is saturated with reviews for Betterment: so I just had to write my own!

I have been using Betterment for almost 16 months at this point. I have a toal of 3 accounts with them: a Roth IRA, a Traditional IRA and a taxable account.

Before deciding to invest with Betterment, I spent some time researching the growing number of robo-investing platforms, including Personal Capital and Wealthfront. Even larger investment firms like Vanguard and Charles Schwab have started to add their own robo-investing type services to compete with the exceptional and popular platform Betterment has almost perfected. Continue reading “Yet Another Betterment Review: Because I Love Them”

Savings Hack: The Do’s & Don’t’s of Spending Your Tax Refund

This page may include affiliate links. I may get paid when you click on a link and buy a product, but at no extra cost to you.

If you haven’t heard where have you been?, it’s Tax Day. So first, make sure you file your taxes!

A large percentage  of people will be getting a refund this year. Sometimes a few thousand dollars. If you are getting a refund, here is the do’s and don’t’s of spending that refund.

Continue reading “Savings Hack: The Do’s & Don’t’s of Spending Your Tax Refund”

My Financial Goals for this Year (2017)

This page may include affiliate links. I may get paid when you click on a link and buy a product, but at no extra cost to you.

Happy Tax Day! Did you max out your IRA for 2016?

 

I find it’s easier to accomplish goals if I write them down. It acts as a reminder and makes me more accountable as well. So, I am going to start listing my goals for this year (and every year) here, so that you all can also keep me accountable and on track.

 

I will also do periodic updates throughout the year, so you can keep track of my progress.

 

Continue reading “My Financial Goals for this Year (2017)”