I am a Millennial, and I have High Blood Pressure

I have High Blood Pressure

I am 30 years old. and I was diagnosed with high blood pressure (hypertension) at the age of 29.

To say I was in shock when I was diagnosed would be an understatement.

I thought I was healthy overall. Eating healthy, staying active and fit.

I have never been overweight – my BMI is 21. I am active on my days off: I do yoga, Irish-step dancing (don’t argue with me, this is a sport) and go hiking in the mountains. Continue reading “I am a Millennial, and I have High Blood Pressure”

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Destroying Your Student Loans with SoFi

Student loans can severely limit your ability to save money and build wealth during your younger adult years. Trust me, I know. I had $35,000 in student loan debt when I graduated from college with my BSN. Instead of trying to just manage my loan debt, I decided to destroy it and get rid of it as fast as possible.

I paid off my student loans in only 25 months! Continue reading “Destroying Your Student Loans with SoFi”

Why Minimalism is NOT a Radical Lifestyle (or Radical Lifestyle Change)

Minimalism: A Radical Lifestyle?

If you met me in real life, you probably couldn’t tell I was a minimalist.

If you struck up a conversation with me, I wouldn’t start spewing some minimalism gospel.

In truth, you wouldn’t think my lifestyle is much different from yours. You wouldn’t think that I live some radical lifestyle at all.

Continue reading “Why Minimalism is NOT a Radical Lifestyle (or Radical Lifestyle Change)”

My Energy Bill is Under $50 This Month!

I am sure someone out there could easily beat me with a lower energy bill, but I am super excited that my bill came in under $50 this month.

It’s a grand total of $46.02. My gas and electric are combined into one bill. It was my goal to reduce energy costs this upcoming Spring and Summer and see how low I could get my energy costs.  Continue reading “My Energy Bill is Under $50 This Month!”

Ally Invest is Coming (and I Am So Excited)

This page may include affiliate links. I may get paid when you click on a link and buy a product/service, but at no extra cost to you.

Ally Invest

If you haven’t figured it out yet… I am in love with Ally Financial. You can read about why an Ally’s savings account can increase your wealth here.

I am completely and utterly excited about Ally Invest coming this month. Ally bought TradeKing last year (2016) and is now Ally Invest.

Ally Invest offers a wide selection of resources to help investors of all experience levels make the most of their investments, including advanced charting tools and numerous calculators”.

Continue reading “Ally Invest is Coming (and I Am So Excited)”

Re: Millennials to Millionaire: Get Real – I Have Never Even Had Avocado Toast

A millionaire falsely argues that millennials aren’t buying homes because they’re financially irresponsible.

via Millennial to Millionaire: Stop Blaming Avocado Toast for Why We’re Not Buying Houses — Longreads

Avocado Toast

Mike Dang puts it all into perspective the best! See link above. But, I need to rant a little too!

Has everybody read the original article “Millionaire to Millennials: Stop Buying Avocado Toast If You Want to Buy a Home?”

It’s crazy, isn’t it?

To assume millennials are too lazy to work hard and make enough money to buy houses. And, of course, we are also too lazy to prepare toast and avocados, that we are willing to pay $19 for it!!!

Continue reading “Re: Millennials to Millionaire: Get Real – I Have Never Even Had Avocado Toast”

9 Red Flags You are Living Beyond Your Means

This page may include affiliate links. I may get paid when you click on a link and buy a product/service, but at no extra cost to you.

Can you afford your lifestyle?

Living beyond your means is very easy to do in our ultra-consumer, debt-driven society. All we have to do swipe a piece of plastic and go on to the next purchase. The days of using cash to pay for everything  is pretty much long gone, which makes reckless spending much easier. Additionally, social pressures are an overwhelming present contributing factor.

Here are 9 big red, warning signs that you are living beyond your means:

Continue reading “9 Red Flags You are Living Beyond Your Means”

Financial Pitfalls: 32 Bad, Worse and Worst Money Mistakes and Blunders

32 bad, worse and worst money mistakes
This page may include affiliate links. I may get paid when you click on a link and buy a product/service, but at no extra cost to you.

I came across this article recently on Forbes about “Suze Orman’s Top Five Money Mistakes You Can’t Afford To Make“. It got me thinking…why only 5? There’s a lot more mistakes one could make.

There are sooooo many mistakes and blunders one could make with their money that could have long-lasting, negative effects… sometimes irreparable.

Mistakes can be very easy to make, especially when we are not taught good personal finance in school, or anywhere. I admit to making money mistakes.

So, as a sort of follow-up to my top 5 money mistakes post, I wanted to compile a somewhat complete list of bad, worse and worst money mistakes anyone (not just young adults) could make. I feel like to understand how to make good, smart money decisions, you should know what could possibly be financially bad and devastating decisions.

I came up with these 32 easily, but I am sure this is not a complete list! Please feel free to chime in below and add to it!

Continue reading “Financial Pitfalls: 32 Bad, Worse and Worst Money Mistakes and Blunders”

Ready to be a First Time Home Buyer? Here’s What You Need to Know

This page may include affiliate links. I may get paid when you click on a link and buy a product, but at no extra cost to you.

First Time Home Buyer

If you’re finally ready to make probably the biggest financial move of your adult life and buy a home, then CONGRATULATIONS!

This is one the most exciting (and scary) adventures of being an adult.

Start here to help you along the way and make sure your finances are in-line and where you need them to be. Start your journey with these seven important steps:

Continue reading “Ready to be a First Time Home Buyer? Here’s What You Need to Know”

7 Ways Minimalism Puts Money Back in Your Pocket

You may think minimalism is about having hardly any possessions and living in a bare-walled house…but that is not exactly it. Minimalism is mainly about focusing and reorganizing your goals, priorities, and pursuits.

 

This does usually include owning less stuff, because too much stuff just gets in the way and clutters our lives. The accumulation of stuff often invokes a never-ending cycle of wanting more and buying more and never being satisfied with what we have.

Continue reading “7 Ways Minimalism Puts Money Back in Your Pocket”